Buy Now, Pay Later
with Affirm
Split your dream kitchen into easy monthly payments with 0% APR financing on qualifying orders—no hidden fees, ever. Checking your eligibility takes ~15 seconds and won't affect your credit score.
Financing made simple and transparent
Get the kitchen you want today and pay over time—on your terms, with none of the surprises. Enjoy 0% APR, no hidden fees, and flexible monthly plans.
Three easy steps to finance
Prequalify in seconds
Answer a few quick questions to see your options. It only takes a soft credit inquiry, so there is no impact on your score.
Design your kitchen
Browse our eleven premium cabinet brands and use our free 3D design service to plan every detail of your space.
Pay over time
Select Affirm at checkout, choose your monthly plan, and we ship nationwide—straight to your door.
See what your monthly payment could be
Estimated monthly payments at 0% APR. Your actual rate (0%–30% APR) and terms are based on your credit.
| Purchase total | 3 months | 6 months | 12 months | 24 months |
|---|---|---|---|---|
| $1,500 | $500/mo | $250/mo | $125/mo | $62.50/mo |
| $3,500 | $1,166.67/mo | $583.33/mo | $291.67/mo | $145.83/mo |
| $7,500 | $2,500/mo | $1,250/mo | $625/mo | $312.50/mo |
| $12,000 | $4,000/mo | $2,000/mo | $1,000/mo | $500/mo |
| $20,000 | $6,666.67/mo | $3,333.33/mo | $1,666.67/mo | $833.33/mo |
Figures are illustrative estimates and not an offer of credit. Payment options through Affirm are subject to eligibility.
Financing questions, answered
Everything you need to know about paying for your cabinets over time with Affirm.
Affirm is a financing partner that gives you flexible monthly payment options on purchases. At checkout you choose how many months to pay over (3, 6, 12, or 24), see the exact monthly amount and any interest upfront, and never pay late fees or hidden charges.
No. Affirm performs a soft credit inquiry to determine your prequalified amount, which does not impact your credit score. A hard inquiry only happens if you accept a final loan offer at checkout.
About 15 seconds. You enter your name, date of birth, last 4 of your SSN, and a mobile number — Affirm responds instantly with your prequalified spending limit and available terms.
Your first monthly payment is due roughly 30 days after your order ships. You can pay through the Affirm app, by autopay, or directly on the Affirm website.
Rates range from 0% to 30% APR based on your credit profile and the length of the plan you select. Many qualifying purchases qualify for 0% APR. The exact rate is shown before you confirm — there are no surprises.
You must be 18 or older (19 in Alabama or if you are a ward of the state in Nebraska), a U.S. or U.S. territory resident, have a valid U.S. mobile number capable of receiving SMS, and a Social Security number.
Yes — Affirm financing is available on most personal orders, including larger remodel projects. For commercial contractor accounts, contact us directly to discuss financing and trade pricing.
No. There are no prepayment penalties with Affirm. Pay off your balance any time and you only pay the interest accrued up to that point.
Ready to finance your dream kitchen?
Browse our premium cabinets or get a free 3D design—then check out with Affirm and pay over time.
Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. APRs range from 0% to 30%. Estimated payment amounts shown on this page exclude taxes and shipping charges, which are added at checkout. Availability may vary by region. Affirm loans are made by Cross River Bank and other lending partners; CA residents: loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lender license.