0% APR available
Qualifying buyers can split purchases interest-free across select payment plans.
Financing
Buy now, pay later with
Make your dream kitchen affordable. Split your purchase into easy monthly payments with 0% APR financing available on qualifying orders — no hidden fees, ever.
Checking your eligibility takes ~15 seconds and won't affect your credit score.
0% APR financing availableOn qualifying purchases. Soft credit check only.
Why Affirm
Flexible financing built for big projects
Cabinets are an investment. Affirm lets you spread the cost over months with predictable payments — so you can finish the kitchen now, not next year.
No hidden fees
No late fees, no compounding interest, no prepayment penalties. Ever.
Soft credit check
Prequalifying takes about 15 seconds and won't affect your credit score.
Flexible terms
Choose a 3, 6, 12, or 24-month plan that fits your budget at checkout.
How it works
Three steps to your dream kitchen
From prequalification to install, the process is fast, transparent, and built for homeowners and contractors alike.
01
Prequalify
Click Prequalify Now and answer a few quick questions. Affirm runs a soft credit inquiry — no impact on your score — and shows your spending limit in seconds.
02
Design your kitchen
Browse premium brands like Fabuwood, J&K, and more. Use our free 3D design service to map out the perfect layout for your space.
03
Pay over time
Select Affirm at checkout, pick the monthly plan that fits, and your cabinets ship nationwide. Make easy monthly payments with no surprises.
Example payments
Here's what you'll pay
Rates from 0%–30% APR based on your credit. No fees, no compound interest — what you see at checkout is what you pay.
| Purchase Total | 3 months | 6 months | 12 months | 24 months |
|---|---|---|---|---|
| $1,500 | $500.00/mo | $250.00/mo | $125.00/mo | $62.50/mo |
| $3,500 | $1166.67/mo | $583.33/mo | $291.67/mo | $145.83/mo |
| $7,500 | $2500.00/mo | $1250.00/mo | $625.00/mo | $312.50/mo |
| $12,000 | $4000.00/mo | $2000.00/mo | $1000.00/mo | $500.00/mo |
| $20,000 | $6666.67/mo | $3333.33/mo | $1666.67/mo | $833.33/mo |
Estimated payments shown at 0% APR. Actual rate, term, and monthly payment are determined at checkout based on your purchase amount and eligibility.
FAQ
Financing questions, answered
Affirm is a financing partner that gives you flexible monthly payment options on purchases. At checkout you choose how many months to pay over (3, 6, 12, or 24), see the exact monthly amount and any interest upfront, and never pay late fees or hidden charges.
Ready to finance your dream kitchen?
Get prequalified in seconds, then design your space with our free 3D service. No commitment, no impact on your credit score.
Payment options through Affirm are subject to eligibility and may not be available in all states. Provided by lending partners at affirm.com/lenders. A down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lender license.